AML & BSA Reviews: Delivering Execution, Not Just Reports.

Satisfy regulatory scrutiny with a risk-based approach that not only validates your program but delivers the hands-on remediation required to close operational gaps in Q1.

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The Problem: Compliance is Not Execution

You have invested heavily in your AML program, yet your operational friction—false positives, data integrity failures, and audit backlogs—continues to grow.

This isn't a strategy failure; it's an execution failure.

Spinnaker Consulting Group provides the independent review required by regulators, ensuring rock-solid compliance first, then focusing on operational effectiveness to eliminate process breakdown.

Our Three-Step Path to Relief

Assess & Validate

Independent testing of all program components, policies, and systems against current FinCEN/OFAC mandates.

Remediate & Tune

Hands-on development to correct critical data lineage and monitoring system model deficiencies.

Sustain & Govern

Implementing lasting control processes and governance frameworks for confident compliance.

Full Program Coverage Checklist

Our review scope is tailored to your bank's risk profile and covers all critical regulatory areas, including:

✔ Risk Assessment Framework Methodology, documentation, and quantification of all product/service risk exposure.

✔ Model Validation & Tuning Testing the effectiveness and assumptions of automated monitoring systems.

✔ SAR and CTR Procedures Accuracy of filing, timing, and internal review controls.

✔ Customer Identification Program (CIP) Reviewing onboarding flows and due diligence processes.

✔ OFAC & Sanctions Compliance Evaluating filtering systems, list management, and real-time operational response.

✔ Data Lineage & Integrity Verifying the quality and completeness of data flowing into monitoring systems.

The Spinnaker Difference: Execution is the Only Deliverable.

We were in your shoes not too long ago. That's why we focus on actionable results. If our review identifies a model tuning issue, we don't just recommend a fix; we provide the hands-on expertise to tune the model and fix the process alongside your team.