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Cara Williams

Principal, Risk Management & Regulatory Compliance

Cara Williams is a Principal with Spinnaker Consulting Group. With significant experience in risk management and regulatory compliance within the financial services industry, Cara has a passion for the various facets of enterprise risk management and an uncanny ability to zero in on problems to solve underlying issues.

In her 20 years as an executive working with some of the largest banks in the US, Cara gained valuable experience in the areas of retail banking, underwriting, loan operations (origination, processing, closing, and servicing), operational risk management, credit risk management, conduct risk management, regulatory compliance, consulting, and international compliance. During this time, she led a variety of teams across both the first and second lines of defense,  ensuring effective design and implementation of risk identification, assessment, control,  monitoring/testing, reporting, and oversight activities.

Cara has a Master of Business Administration from Case Western Reserve University and a Bachelor of Business Administration from University of Georgia. Applying her passion to continuously learn and grow, she is also a Certified Enterprise Risk Professional (CERP), Certified Regulatory Compliance Manager (CRCM), and Certified Compliance and Ethics Professional – International (CCEP-I). As a devoted UGA alumna and college football fan, Cara collects pictures of Uga, the bulldog. Cara is a wife, the proud mom of three energetic boys and lives outside of Raleigh, NC.